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Taking on Interest Rates for Social Justice

On December 31, 2021 New York State Governor Kathy Hochul signed the 2021 Fair Consumer Judgement Interest Rate bill into law, effectively lowering all statutory interest charges from 9% to 2%. This was a long overdue realignment, bringing the 1981-set 9% rate in line with current economic conditions.

Fordham Law School students working with the school’s Feerick Center for Social Justice were key players in successfully bringing about this change, an action which will aid many low-income New Yorkers.

Fordham Law and The Fair Consumer Judgement Interest Rate Bill on Vimeo and YouTube.


One-camera setup with key light and negative fill. New York, NY. October, 2021.

This was a one-camera setup with a small footprint to facilitate adhering to covid protocols and the availability of the subjects and the location. I used a Canon C70 in 4K Clog-2 Cinema Gamut. Punch-ins were added in post for visual interest and for edit points.

Lighting was two Litepanels Astra 6x lights with softboxes and a Flexfill Negative Fill. For the setup in the clinic I used one light only, the setup in the small conference room used two lights. One as key and one for general fill.

I shot with a Canon RF 35mm f/1.8 lens wide open and while it’s not quite “L” glass quality it does very well at throwing the background out of focus.

Frame grabs of each interviewee. Bottom one is a punch-in in post. Canon C70 with the RF 35mm f/1.8 lens wide open. New York, NY. October, 2021.

The Canon C70 is capable of ~17 stops of dynamic range thanks to its DGO sensor. It does an amazing job of retaining the information in the highlights, as seen through the windows, especially when filming indoors while using limited lighting on set.